Bank account interest rates
Savings and investment accounts
| Maxi Saver |
| Balance |
Interest rate |
| Balances up to $4,999,999 |
p.a. |
| From $5,000,000 and over |
p.a. |
| DIY Super Saver |
| Balance |
Interest rate |
| Balances up to $4,999,999 |
p.a. |
| From $5,000,000 and over |
p.a. |
| SENSE Savings accounts |
| Balance |
SENSE Savings |
| Balances up to $4,999.99 |
p.a. |
| From $5,000 to $9,999.99 |
p.a. |
| From $10,000 to $19,999.99 |
p.a. |
| From $20,000 to $49,999.99 |
p.a. |
| From $50,000 to $99,999.99 |
p.a. |
| From $100,000 to $249,999.99 |
p.a. |
| From $250,000 and over |
p.a. |
| Incentive Saver |
| Balance |
Variable rate |
Bonus1 |
Earn up to |
| Balances up to $499.99 |
p.a. |
p.a. |
p.a. |
| From $500 to $4,999.99 |
p.a. |
p.a. |
p.a. |
| From $5,000 to $9,999.99 |
p.a. |
p.a. |
p.a. |
| From $10,000 to $19,999.99 |
p.a. |
p.a. |
p.a. |
| From $20,000 to $49,999.99 |
p.a. |
p.a. |
p.a. |
| From $50,000 to $99,999.99 |
p.a. |
p.a. |
p.a. |
| From $100,000 and over |
p.a. |
p.a. |
p.a. |
| Investment Cash Account |
| Balance |
Interest rate |
| Balances up to $4,999.99 |
p.a. |
| From $5,000 to $9,999.99 |
p.a. |
| From $10,000 to $19,999.99 |
p.a. |
| From $20,000.00 to 49,999.99 |
p.a. |
| From $50,000.00 to $99,999.99 |
p.a. |
| From $100,000.00 to $249,999.99 |
p.a. |
| From $250,000.00 to $499,999.99 |
p.a. |
| From $500,000 and over |
p.a. |
Term Deposits
See a full listing of term deposit rates.
Transaction accounts
| Complete Freedom Account |
| Balance |
Interest rate |
| Balances up to $99,999.99 |
p.a. |
| From $100,000.00 and Over |
p.a. |
| Retirement Access Plus Account |
| Balance |
Interest rate |
| Balances up to $1,999.99 |
p.a. |
| On the part of the balance between $2,000.00 to $40,999.99 |
p.a. |
| On the part of the balance between $41,000 and over |
p.a. |
| School Saver Account (information for existing customers only) |
| Balance |
Interest rate |
| Balances up to $19,999 |
p.a. |
| From $20,000 to $49,999.99 |
p.a. |
| From $50,000 and over |
p.a. |
1 The variable rate of p.a. and bonus rate of p.a. (when you make at least one deposit and no withdrawals in the calendar month) will apply.