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Travelling overseas

Two people on beach with snorkels and gogglesTravel with greater peace of mind, knowing you can manage your credit card while you are overseas.

When travelling with your credit card, you don't need to carry traveller's cheques or large amounts of cash as your credit card opens the door to convenient spending wherever Visa or MasterCard are accepted. Your Visa® or MasterCard® credit card is accepted worldwide and gives you access to many ATMs if you need cash.

To avoid any unexpected fees and charges, you should factor cash advance fees and International MasterCard or Visa transaction fees into your travelling budget. Find out more on how to minimise these and other fees.

Here are some tips on preparing your BankSA credit card before you leave:

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Learn more about some of our credit cards

  • Amplify Visa® Card

    • Choose to link your card to two great rewards programs, Amplify Rewards2 or Amplify Qantas3
    • Up to 55 days interest free on purchases when you pay your closing balance in full by the statement due date
    • A low annual fee, currently just $79.
    Apply online More info
  • Platinum Visa® Card

    • Complimentary travel and purchase insurance covers when you buy your return flight ticket with your credit card
    • 24/7 personal concierge service to book travel and entertainment for you
    • Up to 55 days interest free on purchases when you pay your balance in full by the statement due date
    Apply online More info
  • Gold Low Rate Visa® Card or MasterCard®

    • Complimentary travel and purchase insurance covers4 when you buy your return flight ticket with your credit card
    • Up to 55 days interest free on purchases when you pay your balance in full by the statement due date

Important information

Conditions, fees and credit criteria apply.

Before making a decision, it's best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 13 76.

2 The earning of Amplify points through the use of an Amplify Card is subject to the Amplify Rewards Terms and Conditions. Amplify points are earned on eligible purchases. Points are not earned on balance transfers or cash advances including ATM withdrawals. You are not entitled to Amplify points in other specified circumstances. You need a minimum of 3,000 Amplify points before you can redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.banksa.com.au.
3 The earning of Qantas Frequent Flyer points through the use of an Amplify Card is subject to the Amplify Qantas Terms and Conditions. Qantas Frequent Flyer points are not earned on balance transfers or cash advances including ATM withdrawals. You are not entitled to Qantas Frequent Flyer points in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points. Membership and Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but BankSA has arranged for this to be waived, for a limited time, for new Amplify cardholders who are not already a member and choose to link their card to Amplify Qantas. For more information on the Qantas Frequent Flyer program visit qantas.com/frequentflyer or call or call 13 11 31.
4 These insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are provided to cardholders as complimentary benefits and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Gold and Platinum Credit Card Insurance Conditions of Use for a full explanation of cover and exclusions.