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Self-employed and small business owners

Don?t let fluctuating income prevent you from owning a home

If you’re self-employed or own a small business, you probably experience uneven cash flow or fluctuating income. But this doesn’t have to be a barrier to getting a home loan. We offer two loans designed especially for those having trouble providing documentation about their income.

Suggested loans for people who are self-employed or small business owners

What do you need? The BankSA solution
You want a home loan but are having trouble providing documented proof of income Low Doc Home Loan
You want a flexible line of credit but are having trouble providing documented proof of income Low Doc Portfolio Loan

If you can provide the usual income and financial documentation, have a look at our complete range of home loans.

A comprehensive lending solution for business

Small business owners can save with the Business Owners’ Loan Package. This small business solution is built around a Business Maximiser Loan and Visa Business Card.

Prepare to apply

Before you take the step to apply, gather the required documents to support your application. Use our application checklist as your guide.

Contact us

Contact a home loan expert to discuss our home loans for self-employed and small business owners.
Call 13 13 76 , 7.30am - 7.30pm, Monday to Saturday and to connect you faster, say "New Mortgage" when prompted.

Ready to apply

Applying for a BankSA home loan is easy. Apply now

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