Platinum Credit Card
Platinum low interest rate credit card
The ultimate for shopping and travel, Platinum is a low interest credit card delivering great value and premium benefits. In addition to a low 15.24% p.a. rate on purchases, Platinum makes life a little easier with access to your own 24x7 Personal Concierge Service as well as a range of complimentary shopping and travel insurances.
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15.24% p.a. on purchases*
3.99% p.a. balance transfer rate for up to 6 months**
Low Platinum annual fee of $89
Free, comprehensive shopping and travel insurances***
24 x 7 Personal Concierge Service
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- 15.24% p.a. on purchases with up to 55 days interest free*
- 20.74% p.a. on cash advances*
- 3.99% p.a. balance transfer rate for up to 6 months from when your card is approved**
- $89 annual fee
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Save time and make life easier with a 24x7 personal concierge service.
Available by phone or online, your personal concierge can book travel, obtain tickets, make restaurant reservations and more
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Overseas travel insurance covers you and your family for medical expenses, unexpected trip cancellation or delays, rental vehicle excess and much more
Domestic flight inconvenience insurance covers you and your family for delays, rental car excess, loss or damage to personal items and more
Transit accident insurance protects you and your family against accidental death and injury when travelling by plane, bus, train or ferry
Purchase cover insurance provides up to 3 month cover against theft, loss or damage on selected new purchases
Extended warranty insurance gives you up to 12 additional months on the manufacturer’s expressed Australian warranty
Best price guarantee ensures you pay the lowest price on eligible purchases
- Cannex 4 star rated credit card
- Special benefits and offers through the exclusive Platinum card programs from Visa and MasterCard
- Instant discounts and added extras with BankSA Instant Benefits
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Up to 3 free additional cards for your friends or family members
Linked access to your other BankSA accounts
Higher credit limits - starting from $8,000
Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
- The Falcon Fraud system provides 24x7 monitoring and detection of suspicious transactions
- You are protected against unauthorised transactions provided you did not cause or contribute to the loss
- If you believe a fraudulent transaction has been made on your account, notify us immediately on 1800 028 208 (or +61 2 9553 5883 if overseas)
- Shop online with confidence knowing your Internet purchases and payments are safe and secure
- Verified by VISA and MasterCard SecureCode are free services that utilise a password to validate your transaction
- To use Secure Online Shopping simply register for BankSA Internet Banking
- Apply over the phone by calling on 13 13 76 8am - 8pm, seven days a week and to connect you faster, say “New Card” when prompted
- Start your online application now for this platinum low interest rate credit card
- Print and complete the BankSA Credit Card Application
- Information you'll need to complete your application
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Important information
*Interest rates quoted current as at 11/3/2010 and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances (cash advances are 20.74% p.a. on Platinum), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
**If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from BankSA personal loan, overdraft, business or international credit card accounts. BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714.
***These benefits are provided to cardholders and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Insurance conditions of use for a full explanation of cover and exclusions.
